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Spousal Roth IRA at Fidelity: A Complete Guide for Couples

"Maximizing retirement savings often requires creative planning, especially for households where one spouse earns a significant income and the other stays at home or works part-time. The Spousal Roth IRA is one of the most powerful tools provided by the IRS to ensure both partners can build a secure financial future. When you pair this strategy with the robust platform and low-cost investment options at Fidelity Investments, you gain access to a streamlined, efficient way to grow wealth tax-free. A Spousal Roth IRA is not a separate type of account; rather, it is a traditional Roth IRA opened in the name of a non-earning or lower-earning spous..."

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