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Does the Sam's Club Mastercard Offer 5% Cash Back on Gas Purchases in 2026?

"Many Sam's Club members frequently ask whether their co-branded credit card provides a 5% discount or cash back rate at the pump. To clarify immediately: the Sam's Club Mastercard does not offer a flat 5% cash back on all gas purchases. Instead, it features a tiered rewards structure that rewards high-volume fuel spenders with a significantly higher percentage, while maintaining a competitive baseline for everyday drivers. Understanding the mechanics of your fuel rewards in 2026 is critical for maximizing your household budget. As fuel prices fluctuate, the distinction between a 5% promotional rate and the card's actual performance metrics ca..."

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