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Navigating UnitedHealthcare Over the Counter Products and Benefits in 2026

"UnitedHealthcare (UHC) administers a comprehensive Over-the-Counter (OTC) benefit for eligible members enrolled in specific Medicare Advantage (MA), dual-eligible special needs plans (D-SNPs), and select commercial or Medicaid plans. This benefit grants members a predetermined quarterly or monthly financial allowance to purchase eligible health and wellness items without requiring a prescription from a physician. Understanding how to maximize this allowance requires navigating authorized retail networks, qualifying product categories, and utilizing designated order mechanisms. The 2026 plan year introduces updated catalog selections, streamli..."

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