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Can I Rent a U-Haul Without Insurance in 2026? A Comprehensive Coverage Guide
"When you initiate a vehicle rental agreement, the question of whether you can bypass the provided insurance options is common. As of 2026, U-Haul allows customers to rent equipment without purchasing their specific "Safemove" or "Safetow" protection packages. However, declining this coverage shifts the entire financial burden of potential damages, theft, or liability directly onto you. Before signing the contract, it is critical to understand the technical realities of liability and how your personal or credit card insurance might—or might not—respond to a commercial rental vehicle. Understanding the Financial Liability of Declining Coverage..."
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